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Making Finance Simple

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The name ‘Zonotho’ came from the merging of two words. The first word is the Kiswahili word “mwanzo” meaning “the beginning”, and the second is the the Zulu/Ndebele word “umnotho” meaning “wealth”. The sole purpose of Zonotho’s existence is to help people make better financial decisions. Finance products can sometimes be extremely difficult to understand but we aim to explain financial concepts in a way that is understandable and in so doing, “Making Finance simple”.

What our website offers

Zonotho is a platform where people with insights and knowledge of finance can share their knowledge. Posts go through a sleek but thorough editing process to check for simplicity and accuracy. The author’s original message is never changed and nothing is posted on the site without the author’s approval.

On the website, you will find posts on everyday finance. The posts tackle questions that most users of financial products tend to have. The posts are written in such a way that excludes or uses very little jargon so as to aid the reader to understand better.

The team

Thando Ncube


Thando is currently the Group Actuary at a large Health Group, having previously worked in the R&D Lab of a Top 40 JSE listed financial services firm. Thando is a qualified fellow actuary of the Actuarial Society of South Africa and is also a Chartered Enterprise Risk Actuary. He is also the founder of Litmail, a business communication technology provider.

Benjamin Semugga


Benjamin is an Actuary working for a Top 40 South African financial services giant. He is a Fellow of the Actuarial Society of South Africa; specialising in Life insurance and Investments. He also holds an Honours degree in Actuarial Science from the University of Pretoria.

Christopher Chanakira


Chris holds an Honours degree in Actuarial Science from the University of Pretoria. He works as an Actuarial Analyst in a Group Life Insurance role at a JSE Top 40 financial services company.

Tinaye Muzanya


Tinaye is a consultant at OPF – a financial consultancy based in Fourways. He holds a degree in Actuarial Science and an Honours degree in Mathematics. He is a self-taught trader and has level I FRM and is currently pursuing his level II exam.





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