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Making Finance Simple

The name ‘Zonotho’ came from the merging of two words. The first word is the Kiswahili word “mwanzo” meaning “the beginning”, and the second is the the Zulu/Ndebele word “umnotho” meaning “wealth”. The sole purpose of Zonotho is to help people make better financial decisions. Finance products can be difficult to understand but we bridge the gap by releasing content that touches on financial concepts in a way that is understandable and in so doing, “Make Finance simple”.

What our platform offers

Zonotho is a platform where people with insights and knowledge of finance can share their knowledge.¬†Posts go through a sleek but thorough editing process to check for simplicity and accuracy. The author’s original message is never changed and nothing is posted on the site without the author’s approval.

On the website, you will find posts on everyday finance. The posts tackle questions that most people tend to have. The posts are written in such a way that excludes or uses very little jargon.

The team

Thando Ncube


Thando is currently the Group Actuary at a large Health Group, having previously worked in the R&D Lab of a Top 40 JSE listed financial services firm. Thando is a qualified fellow actuary of the Actuarial Society of South Africa and is also a Chartered Enterprise Risk Actuary. He is also the founder of, a premium e-commerce platform.

Benjamin Semugga


Benjamin is an Actuary working for a Top 40 South African financial services giant. He is a Fellow of the Actuarial Society of South Africa; specialising in Life insurance and Investments. He also holds an Honours degree in Actuarial Science from the University of Pretoria.

Lethu Ncube

Head: Content Strategy

Lethu holds a Masters Degree in Financial Management from the University of Pretoria. She has experience as an Equity Analyst and as a Financial Analyst. Lethu is passionate about finance and the empowerment of individuals through finance.

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