Stories By Kay Carmichael
My Goals
The 10/10 challenge
Jun 4, 2021Minimalism is about identifying where the value in your life really comes from. It’s about optimizing...
My Investments
Assets vs Liabilities
May 31, 2021All of our financial choices come under these two headings: assets and liabilities. As people who...
My Goals
The problems that money can solve
May 21, 2021As we go into this new year, I’ve been thinking a lot about the problems money...
My Goals
You need to charge properly
May 14, 2021I had a conversation that really reminded me why I decided to make a finance blog...
My Home
Moving House Cheaply
May 5, 2021I’m moving house at the end of the year. I’ve moved a lot in my life....
My Goals
The Peace of Prioritizing Properly
Apr 26, 2021The reason a lot of us struggle with money and budgeting is less to do with making...
My Goals
How To Save Your First Million
Apr 1, 2021I have this crazy goal: I want to save a million rand in five years. I...
My Stuff
Spender vs Saver Self-Talk
Mar 25, 2021I wrote this spender v saver list in 2018, in the turbulent time when my habits...
My Investments
Invest?! But I dont have enough money yet!
Mar 11, 2021I used to think that there was no point in trying to manage my money effectively,...
My Investments
Dreaming with Compound Interest
May 30, 2020This is my new favourite thing to do; playing with compound interest calculators. Yes, it’s extremely...
My Goals
When do I get to enjoy my money?
May 30, 2020A friend recently asked the question while we talked about retirement: “But when do I get...
My Goals
Progress Report – One Year In
May 29, 2020It’s August 12, 2019 – a year of progress… I only started the blog in May...
Retirement
FIRE math and how it’s going to save your retirement
May 29, 2020Before I discovered FIRE, I had decided I didn’t want a retirement. Being an artist is...
Opinion
Anxiety and Money
May 26, 2020I’m not a diagnosed anxiety sufferer, but it’s been an anxious year. I’ve become very aware...
My Goals
Financial FOMO
May 22, 2020FOMO – fear of missing out – is real. Very real. It’s a force that acts...
Opinion
Do What You Love
May 21, 2020Possibly the worst thing you can say to a working artist is: “At least you do...
Opinion
Hobby-Poor
May 19, 2020Here’s the thing. Many artists spend all their spare cash on art materials or tech ‘for...
Opinion
Money as a man’s job
May 18, 2020It’s been a rough week* for South Africa and it’s been a rough lifetime for its...
Opinion
Money and Negativity
May 18, 2020Hey! You guys get something special today. I love doing comics when I’m trying to dislodge...
Opinion
Why do we spend?
May 15, 2020Why do we spend? It’s a surprisingly personal question to ask somebody. Money is an aid...